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AUSTRAC Tranche 2 obligations start July 1, 2026

AML/CTF Compliance
Without the Complexity

~100,000 Australian businesses must comply with new anti-money laundering regulations by July 1. ComplyAU is your AI-powered compliance co-pilot - purpose-built for accountants, lawyers, RE agents, and conveyancers.

Time until compliance deadline

--
Days
--
Hours
--
Min
--
Sec
100K+
Businesses affected
$22.2M
Max penalty per breach
$28,650
Avg setup cost (without us)
Jul 1
Compliance deadline

How It Works

Get from zero to compliance-ready in three simple steps. No consultants. No complexity. No stress.

1

Set Up Your Profile

10 minutes

Tell us your profession, firm size, and service types. Our onboarding wizard asks the right questions so your compliance program is tailored from day one.

2

Generate Your Program

AI-powered

Our AI analyses AUSTRAC requirements for your specific profession and generates a complete AML/CTF program, risk assessment, and CDD procedures.

3

Stay Compliant

Ongoing

Monitor clients, file reports, complete training, and keep records — all in one place. ComplyAU helps you stay organised and prepared, not just at review time.

The Problem

  • New AML/CTF obligations you’ve never dealt with before
  • Consultants charge $5K-$50K+ just for program setup
  • Complex regulations written for banks, not small practices
  • Penalties up to $22.2 million per contravention
  • Less than 5 months to meet your obligations

The Solution

  • AI generates your complete AML program in minutes
  • From $49/mo instead of $5K+ consultant fees
  • Plain English guidance specific to YOUR profession
  • Continuous compliance monitoring, not a one-off audit
  • Ready before AUSTRAC enrolment opens March 31

Everything You Need to Comply

Built specifically for Tranche 2 businesses. Not a generic compliance tool repurposed from banking - purpose-built for your profession.

AML Program Generator

AI builds your complete AML/CTF program tailored to your profession. Accountant? Lawyer? RE agent? Each gets a program that matches their specific AUSTRAC obligations.

Customer Due Diligence

Guided CDD and EDD workflows with built-in ID verification, PEP screening, and sanctions checks. Know your client without the paperwork nightmare.

Suspicious Matter Reporting

One-click SMR filing direct to AUSTRAC. Pre-filled templates, real-time validation, and audit trail. Never miss a reporting obligation.

Record Keeping

Automatic 7-year document retention with encrypted storage. Every transaction, every check, every decision - logged and compliant.

Risk Assessment Engine

ML/TF risk scoring for your clients, transactions, and business. Continuously updated risk matrix aligned with AUSTRAC guidance.

Staff Training Portal

Built-in compliance training modules for your team. Track completion, issue certificates, and meet AUSTRAC's employee awareness requirements.

Built for Tranche 2 Businesses

AUSTRAC is expanding AML/CTF obligations to these professions for the first time. If this is you, compliance is no longer optional.

Accountants & Tax Agents
~50,000 businesses
Lawyers & Solicitors
~20,000 businesses
Real Estate Agents
~15,000 businesses
Conveyancers
~5,000 businesses
Precious Metals Dealers
~2,000 businesses

Tailored for Your Profession

Every profession has unique AUSTRAC obligations. ComplyAU adapts to yours.

For Accountants

AML compliance designed for accounting firms

  • Tax agent-specific AML program template aligned with TPB requirements
  • CDD workflows built for trust accounts, SMSF, and advisory services
  • Client risk scoring that understands accounting-specific ML/TF indicators
  • Training modules covering your obligations under the AML/CTF Act

How ComplyAU Compares

See how we stack up against the alternatives. Built for Tranche 2 from day one - not retrofitted from banking compliance.

FeatureComplyAUManual / ConsultanteasyAMLAMLHUB
Monthly PriceFrom $49$1,900+From $99From $79
Setup Time< 1 hour4-8 weeks1-2 days1-2 days
AI Program Generation
CDD Workflow
Training Portal
AUSTRAC Enrolment Guide
Profession-SpecificVariesPartialPartial
Australian SupportEmail only

Comparison based on publicly available information as of February 2026. Prices are approximate starting prices in AUD.

Trusted by Professionals Like You

Early adopters are already seeing the difference ComplyAU makes to their compliance workflow.

We were quoted $15,000 by a consultant just to set up our AML program. ComplyAU had our program set up in an afternoon for a fraction of the price. It genuinely understands what accountants need.
Sarah Mitchell
Principal, Mitchell & Co Accounting
Accountant
The CDD workflow alone has saved my team hours each week. Instead of chasing paper forms, everything is guided and digital. Our clients appreciate the professionalism too.
James Thornton
Managing Partner, Thornton Law Group
Lawyer
As a solo conveyancer, I was overwhelmed by Tranche 2. ComplyAU made it feel manageable. The AI-generated program was spot-on for my practice, and the training modules keep me up to date.
Lisa Chen
Licensed Conveyancer, Chen Conveyancing
Conveyancer
Security First
Enterprise-grade security controls
AUSTRAC Ready
Built for Tranche 2 obligations
256-bit Encryption
AES-256 at rest, TLS 1.3 in transit
Australian Owned
Data hosted in Australia

Simple, Transparent Pricing

A fraction of what consultants charge. The average firm spends $23,250/year on compliance - we start at $588/year.

Starter

Solo practitioners

$49/mo
  • 1 user
  • AML program generator
  • Basic CDD workflows
  • SMR filing
  • Record keeping
  • Email support
Join Waitlist
Most Popular

Professional

Small to mid-size firms

$149/mo
  • Up to 10 users
  • Everything in Starter
  • Enhanced Due Diligence
  • PEP & sanctions screening
  • Risk assessment engine
  • Staff training portal
  • Priority support
Join Waitlist

Business

Larger practices & groups

$299/mo
  • Unlimited users
  • Everything in Professional
  • Multi-branch support
  • API access
  • Custom risk rules
  • Dedicated account manager
  • White-label reporting
Join Waitlist

All prices in AUD, excl. GST. Waitlist members get 3 months free on any plan.

Frequently Asked Questions

Resources & Guides

Free guides and insights to help you prepare for Tranche 2 compliance.

Regulation8 min read

Understanding Tranche 2: What It Means for Your Practice

A plain-English breakdown of the AML/CTF Amendment Bill and what it means for accountants, lawyers, and real estate professionals.

Coming Soon
Guide6 min read

5 Steps to Prepare for AUSTRAC Enrolment Before March 31

A practical checklist to get your business ready for AUSTRAC enrolment, including documentation you need to gather now.

Coming Soon
How-To10 min read

CDD for Small Firms: A Practical Guide

How to implement customer due diligence without drowning in paperwork. Simplified workflows for solo practitioners and small teams.

Coming Soon

Get Compliant Before the Deadline

Join the waitlist for early access and get 3 months free on any plan. We'll also send you free compliance prep guides for your profession.

No spam. Unsubscribe anytime. We respect your privacy.

AUSTRAC enrolment opens March 31. Don't wait until the last minute.